Wells Fargo & Company

OVERVALUEDWFC-PY · NYSE · Financial Services
WFC-PY·NYSE·Financial Services
OVERVALUED
Wells Fargo & Company
15.1%downside
MARKET PRICE
$23.87
FAIR PRICE
$20.27
MARGIN
$3.60
UNDERVALUEDFAIROVERVALUED
P/E RATIO
3.6x
DIV. YIELD
N/A
ROE
12.0%
MARKET CAP
$194B
FPI
fairpriceindex.com

FAIR PRICE VALUATION

15.1%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$23.87

FAIR PRICE

$20.27

MARGIN

$3.60

UNDERVALUEDFAIROVERVALUED

P/E Ratio

3.6x

What is P/E? →

Div. Yield

N/A

ROE

12.0%

Average

Market Cap

$194B

Large-cap

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FPI RATING

6.0/ 10

Stable earnings and revenue and attractive valuation, but elevated debt levels.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$16.22CONSERVATIVE ENTRY
$20.27FAIR PRICE
$23.87MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$16.22

Fair price × 0.80

DISTANCE

32.1%

Price to entry level

At the current price of $23.87, WFC-PY trades 32.1% above the conservative entry level of $16.22. This entry level represents a 20% margin of safety below the calculated fair price of $20.27 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate WFC-PY's fair price

Wells Fargo & Company's fair price of $20.27 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $23.87, WFC-PY trades 15.1% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting WFC-PY's risk profile.

RELATIVE · 30%

Comparing WFC-PY's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for WFC-PY, weighted by recency and analyst accuracy.

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Want to test your own assumptions? Use our free calculators to estimate WFC-PY's fair value with your own inputs.

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FAQ

What is the fair price of WFC-PY?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Wells Fargo & Company is $20.27. At the current market price of $23.87, WFC-PY trades 15.1% above its calculated fair value.

Is WFC-PY overvalued or undervalued?+

Wells Fargo & Company is currently overvalued based on our valuation model. The stock trades at $23.87, which is 15.1% above the fair price of $20.27. The P/E ratio of 3.6x is a key metric in the valuation.

What is the margin of safety for WFC-PY?+

With a 20% margin of safety applied to the fair price of $20.27, the conservative entry level for WFC-PY is $16.22. At the current market price of $23.87, the stock trades 32.1% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is WFC-PY's fair price updated?+

We update fair price calculations for WFC-PY daily after market close. The current fair price of $20.27 incorporates the latest market data and sector multiples.

What factors affect WFC-PY's fair price calculation?+

WFC-PY's fair price of $20.27 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 3.6x, ROE of 12.0%.

Is WFC-PY a good buy right now?+

At $23.87, WFC-PY trades 15.1% above our fair value estimate of $20.27. The stock is currently overvalued. ROE stands at 12.0% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does WFC-PY pay dividends?+

WFC-PY does not currently pay a dividend.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.