U.S. Bancorp Depositary Shares,

OVERVALUEDUSB-PS · NYSE · Financial Services
USB-PS·NYSE·Financial Services
OVERVALUED
U.S. Bancorp Depositary Shares,
22.9%downside
MARKET PRICE
$17.78
FAIR PRICE
$13.70
MARGIN
$4.08
UNDERVALUEDFAIROVERVALUED
P/E RATIO
3.7x
DIV. YIELD
N/A
ROE
12.2%
MARKET CAP
$68B
FPI
fairpriceindex.com

FAIR PRICE VALUATION

22.9%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$17.78

FAIR PRICE

$13.70

MARGIN

$4.08

UNDERVALUEDFAIROVERVALUED

P/E Ratio

3.7x

What is P/E? →

Div. Yield

N/A

ROE

12.2%

Average

Market Cap

$68B

Large-cap

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FPI RATING

4.5/ 10

Attractive valuation and high-quality fundamentals, but volatile earnings pattern and elevated debt levels.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$10.96CONSERVATIVE ENTRY
$13.70FAIR PRICE
$17.78MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$10.96

Fair price × 0.80

DISTANCE

38.4%

Price to entry level

At the current price of $17.78, USB-PS trades 38.4% above the conservative entry level of $10.96. This entry level represents a 20% margin of safety below the calculated fair price of $13.70 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate USB-PS's fair price

U.S. Bancorp Depositary Shares,'s fair price of $13.70 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $17.78, USB-PS trades 22.9% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting USB-PS's risk profile.

RELATIVE · 30%

Comparing USB-PS's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for USB-PS, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate USB-PS's fair value with your own inputs.

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FAQ

What is the fair price of USB-PS?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for U.S. Bancorp Depositary Shares, is $13.70. At the current market price of $17.78, USB-PS trades 22.9% above its calculated fair value.

Is USB-PS overvalued or undervalued?+

U.S. Bancorp Depositary Shares, is currently overvalued based on our valuation model. The stock trades at $17.78, which is 22.9% above the fair price of $13.70. The P/E ratio of 3.7x is a key metric in the valuation.

What is the margin of safety for USB-PS?+

With a 20% margin of safety applied to the fair price of $13.70, the conservative entry level for USB-PS is $10.96. At the current market price of $17.78, the stock trades 38.4% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is USB-PS's fair price updated?+

We update fair price calculations for USB-PS daily after market close. The current fair price of $13.70 incorporates the latest market data and sector multiples.

What factors affect USB-PS's fair price calculation?+

USB-PS's fair price of $13.70 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 3.7x, ROE of 12.2%.

Is USB-PS a good buy right now?+

At $17.78, USB-PS trades 22.9% above our fair value estimate of $13.70. The stock is currently overvalued. ROE stands at 12.2% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does USB-PS pay dividends?+

USB-PS does not currently pay a dividend.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.