U.S. Bancorp
USB-PP is undervalued
NYSE · Financial Services
FAIR PRICE
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
$20.94
MARKET PRICE
$37.14
FAIR PRICE
$16.20
MARGIN
COMMUNITY BUY ZONE
UNLOCKS AT 10
Where does the market buy USB-PP?
No one has priced USB-PP yet — be the first. Every investor sets the maximum price they'd still buy at; together that maps the community buy zone.
COMMUNITY MEDIAN
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BUYERS AT TODAY'S PRICE
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0/10 INVESTORS · 10 MORE TO UNLOCK
METRICS
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FPI RATING
Low debt levels and attractive valuation across the board.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$29.71
Fair price × 0.80
DISTANCE
41.9%
Price to entry level
At the current price of $20.94, USB-PP trades 41.9% below the conservative entry level of $29.71. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
SYNCING FEED ▌
P/E RATIO HISTORY
SYNCING FEED ▌
METHODOLOGY
How we calculate USB-PP's fair price
U.S. Bancorp's fair price of $37.14 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $20.94, USB-PP trades 77.4% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting USB-PP's risk profile.
RELATIVE · 30%
Comparing USB-PP's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for USB-PP, weighted by recency and analyst accuracy.
TRY IT YOURSELF
Want to test your own assumptions? Use our free calculators to estimate USB-PP's fair value with your own inputs.
USB-PP DCF Calculator
Pre-filled with USB-PP's real free cash flow and share count — set your own growth and discount rate to calculate intrinsic value.
Graham Number
Enter USB-PP's EPS and book value to see the maximum price Benjamin Graham would pay for this stock.
P/E Ratio Calculator
Check how much investors pay per dollar of USB-PP's earnings and compare it against sector benchmarks.
EV/EBITDA Calculator
Compare USB-PP against peers on a debt-adjusted basis using enterprise value and EBITDA.
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What is the fair price of USB-PP?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for U.S. Bancorp is $37.14. At the current market price of $20.94, USB-PP trades 77.4% below its calculated fair value.
Is USB-PP overvalued or undervalued?+
U.S. Bancorp is currently undervalued based on our valuation model. The stock trades at $20.94, which is 77.4% below the fair price of $37.14. The P/E ratio of 8.1x is a key metric in the valuation.
What is the margin of safety for USB-PP?+
With a 20% margin of safety applied to the fair price of $37.14, the conservative entry level for USB-PP is $29.71. At the current market price of $20.94, the stock trades 41.9% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is USB-PP's fair price updated?+
We update fair price calculations for USB-PP daily after market close. The current fair price of $37.14 incorporates the latest market data and sector multiples.
What factors affect USB-PP's fair price calculation?+
USB-PP's fair price of $37.14 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 8.1x, ROE of 12.5%, and dividend yield of 6.51%.
Is USB-PP a good buy right now?+
At $20.94, USB-PP trades 77.4% below our fair value estimate of $37.14. The stock is currently undervalued. ROE stands at 12.5% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does USB-PP pay dividends?+
USB-PP has a dividend yield of 6.51%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.