U.S. Bancorp
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$18.75
FAIR PRICE
$35.02
MARGIN
$16.27
NOW AVAILABLE
Get notified when USB-PH's fair price changes
Push notifications when USB-PH's valuation shifts. Available on iOS and Android.
FPI RATING
Attractive valuation and high-quality fundamentals, but elevated debt levels.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$28.02
Fair price × 0.80
DISTANCE
49.4%
Price to entry level
At the current price of $18.75, USB-PH trades 49.4% below the conservative entry level of $28.02. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
Loading chart data...
P/E RATIO HISTORY
Loading chart data...
METHODOLOGY
How we calculate USB-PH's fair price
U.S. Bancorp's fair price of $35.02 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $18.75, USB-PH trades 86.8% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting USB-PH's risk profile.
RELATIVE · 30%
Comparing USB-PH's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for USB-PH, weighted by recency and analyst accuracy.
TRY IT YOURSELF
Want to test your own assumptions? Use our free calculators to estimate USB-PH's fair value with your own inputs.
LEARN MORE
POWERED BY BULIOS
Get full analysis, financials, and AI insights for USB-PH.
Explore on BuliosFAQ
What is the fair price of USB-PH?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for U.S. Bancorp is $35.02. At the current market price of $18.75, USB-PH trades 86.8% below its calculated fair value.
Is USB-PH overvalued or undervalued?+
U.S. Bancorp is currently undervalued based on our valuation model. The stock trades at $18.75, which is 86.8% below the fair price of $35.02. The P/E ratio of 3.9x is a key metric in the valuation.
What is the margin of safety for USB-PH?+
With a 20% margin of safety applied to the fair price of $35.02, the conservative entry level for USB-PH is $28.02. At the current market price of $18.75, the stock trades 49.4% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is USB-PH's fair price updated?+
We update fair price calculations for USB-PH daily after market close. The current fair price of $35.02 incorporates the latest market data and sector multiples.
What factors affect USB-PH's fair price calculation?+
USB-PH's fair price of $35.02 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 3.9x, ROE of 12.2%, and dividend yield of 6.62%.
Is USB-PH a good buy right now?+
At $18.75, USB-PH trades 86.8% below our fair value estimate of $35.02. The stock is currently undervalued. ROE stands at 12.2% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does USB-PH pay dividends?+
USB-PH has a dividend yield of 6.62%.
RELATED STOCKS
Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.