U.S. Bancorp PERP PFD SER A

OVERVALUEDUSB-PA · NYSE · Financial Services
USB-PA·NYSE·Financial Services
OVERVALUED
U.S. Bancorp PERP PFD SER A
47.6%downside
MARKET PRICE
$782.40
FAIR PRICE
$409.59
MARGIN
$372.81
UNDERVALUEDFAIROVERVALUED
P/E RATIO
164.3x
DIV. YIELD
6.90%
ROE
12.2%
MARKET CAP
$1.31T
FPI
fairpriceindex.com

FAIR PRICE VALUATION

47.6%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$782.40

FAIR PRICE

$409.59

MARGIN

$372.81

UNDERVALUEDFAIROVERVALUED

P/E Ratio

164.3x

What is P/E? →

Div. Yield

6.90%

ROE

12.2%

Average

Market Cap

$1.31T

Mega-cap

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FPI RATING

3.0/ 10

High-quality fundamentals, but volatile earnings pattern and elevated debt levels.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$327.67CONSERVATIVE ENTRY
$409.59FAIR PRICE
$782.40MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$327.67

Fair price × 0.80

DISTANCE

58.1%

Price to entry level

At the current price of $782.40, USB-PA trades 58.1% above the conservative entry level of $327.67. This entry level represents a 20% margin of safety below the calculated fair price of $409.59 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate USB-PA's fair price

U.S. Bancorp PERP PFD SER A's fair price of $409.59 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $782.40, USB-PA trades 47.6% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting USB-PA's risk profile.

RELATIVE · 30%

Comparing USB-PA's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for USB-PA, weighted by recency and analyst accuracy.

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Want to test your own assumptions? Use our free calculators to estimate USB-PA's fair value with your own inputs.

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FAQ

What is the fair price of USB-PA?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for U.S. Bancorp PERP PFD SER A is $409.59. At the current market price of $782.40, USB-PA trades 47.6% above its calculated fair value.

Is USB-PA overvalued or undervalued?+

U.S. Bancorp PERP PFD SER A is currently overvalued based on our valuation model. The stock trades at $782.40, which is 47.6% above the fair price of $409.59. The P/E ratio of 164.3x is a key metric in the valuation.

What is the margin of safety for USB-PA?+

With a 20% margin of safety applied to the fair price of $409.59, the conservative entry level for USB-PA is $327.67. At the current market price of $782.40, the stock trades 58.1% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is USB-PA's fair price updated?+

We update fair price calculations for USB-PA daily after market close. The current fair price of $409.59 incorporates the latest market data and sector multiples.

What factors affect USB-PA's fair price calculation?+

USB-PA's fair price of $409.59 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 164.3x, ROE of 12.2%, and dividend yield of 6.90%.

Is USB-PA a good buy right now?+

At $782.40, USB-PA trades 47.6% above our fair value estimate of $409.59. The stock is currently overvalued. ROE stands at 12.2% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does USB-PA pay dividends?+

USB-PA has a dividend yield of 6.90%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.