Third Century Bancorp
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$16.50
FAIR PRICE
$37.94
MARGIN
$21.44
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FPI RATING
Attractive valuation, but limited growth momentum.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$30.35
Fair price × 0.80
DISTANCE
84.0%
Price to entry level
At the current price of $16.50, TDCB trades 84.0% below the conservative entry level of $30.35. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate TDCB's fair price
Third Century Bancorp's fair price of $37.94 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $16.50, TDCB trades 129.9% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting TDCB's risk profile.
RELATIVE · 30%
Comparing TDCB's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for TDCB, weighted by recency and analyst accuracy.
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What is the fair price of TDCB?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Third Century Bancorp is $37.94. At the current market price of $16.50, TDCB trades 129.9% below its calculated fair value.
Is TDCB overvalued or undervalued?+
Third Century Bancorp is currently undervalued based on our valuation model. The stock trades at $16.50, which is 129.9% below the fair price of $37.94. The P/E ratio of 9.6x is a key metric in the valuation.
What is the margin of safety for TDCB?+
With a 20% margin of safety applied to the fair price of $37.94, the conservative entry level for TDCB is $30.35. At the current market price of $16.50, the stock trades 84.0% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is TDCB's fair price updated?+
We update fair price calculations for TDCB daily after market close. The current fair price of $37.94 incorporates the latest market data and sector multiples.
What factors affect TDCB's fair price calculation?+
TDCB's fair price of $37.94 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 9.6x, ROE of 18.9%, and dividend yield of 1.56%.
Is TDCB a good buy right now?+
At $16.50, TDCB trades 129.9% below our fair value estimate of $37.94. The stock is currently undervalued. ROE stands at 18.9% (strong). Fair Price Index provides valuation data — always do your own research before investing.
Does TDCB pay dividends?+
TDCB has a dividend yield of 1.56%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.