SouthState

FAIRSSB · NYSE · Financial Services
SSB·NYSE·Financial Services
FAIR VALUE
SouthState
4.5%fair value
MARKET PRICE
$96.58
FAIR PRICE
$92.23
MARGIN
$4.35
UNDERVALUEDFAIROVERVALUED
P/E RATIO
10.6x
DIV. YIELD
2.99%
ROE
10.4%
MARKET CAP
$10B
FPI
fairpriceindex.com

FAIR PRICE VALUATION

4.5%fair value

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$96.58

FAIR PRICE

$92.23

MARGIN

$4.35

UNDERVALUEDFAIROVERVALUED

P/E Ratio

10.6x

What is P/E? →

Div. Yield

2.99%

ROE

10.4%

Average

Market Cap

$10B

Mid-cap

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FPI RATING

5.9/ 10

Strong profitability and attractive valuation, but below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$73.78CONSERVATIVE ENTRY
$92.23FAIR PRICE
$96.58MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$73.78

Fair price × 0.80

DISTANCE

23.6%

Price to entry level

At the current price of $96.58, SSB trades 23.6% above the conservative entry level of $73.78. This entry level represents a 20% margin of safety below the calculated fair price of $92.23 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate SSB's fair price

SouthState's fair price of $92.23 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $96.58, SSB trades 4.5% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting SSB's risk profile.

RELATIVE · 30%

Comparing SSB's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for SSB, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate SSB's fair value with your own inputs.

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FAQ

What is the fair price of SSB?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for SouthState is $92.23. At the current market price of $96.58, SSB trades 4.5% above its calculated fair value.

Is SSB overvalued or undervalued?+

SouthState is currently fair based on our valuation model. The stock trades at $96.58, which is 4.5% above the fair price of $92.23. The P/E ratio of 10.6x is a key metric in the valuation.

What is the margin of safety for SSB?+

With a 20% margin of safety applied to the fair price of $92.23, the conservative entry level for SSB is $73.78. At the current market price of $96.58, the stock trades 23.6% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is SSB's fair price updated?+

We update fair price calculations for SSB daily after market close. The current fair price of $92.23 incorporates the latest market data and sector multiples.

What factors affect SSB's fair price calculation?+

SSB's fair price of $92.23 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 10.6x, ROE of 10.4%, and dividend yield of 2.99%.

Is SSB a good buy right now?+

At $96.58, SSB trades 4.5% above our fair value estimate of $92.23. The stock is currently fair. ROE stands at 10.4% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does SSB pay dividends?+

SSB has a dividend yield of 2.99%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.