RiverBank Holding Company

UNDERVALUEDRBNK · OTC · Financial Services
RBNK·OTC·Financial Services
UNDERVALUED
RiverBank Holding Company
48.1%upside
MARKET PRICE
$28.50
FAIR PRICE
$42.20
MARGIN
$13.70
UNDERVALUEDFAIROVERVALUED
P/E RATIO
15.3x
DIV. YIELD
N/A
ROE
N/A
MARKET CAP
$32M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

48.1%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$28.50

FAIR PRICE

$42.20

MARGIN

$13.70

UNDERVALUEDFAIROVERVALUED

P/E Ratio

15.3x

What is P/E? →

Div. Yield

N/A

ROE

N/A

Market Cap

$32M

Small-cap

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FPI RATING

4.6/ 10

Consistent growth trajectory and strong profitability, but below-average fundamental quality and elevated debt levels.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$33.76CONSERVATIVE ENTRY
$42.20FAIR PRICE
$28.50MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$33.76

Fair price × 0.80

DISTANCE

18.5%

Price to entry level

At the current price of $28.50, RBNK trades 18.5% below the conservative entry level of $33.76. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate RBNK's fair price

RiverBank Holding Company's fair price of $42.20 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $28.50, RBNK trades 48.1% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting RBNK's risk profile.

RELATIVE · 30%

Comparing RBNK's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for RBNK, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate RBNK's fair value with your own inputs.

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FAQ

What is the fair price of RBNK?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for RiverBank Holding Company is $42.20. At the current market price of $28.50, RBNK trades 48.1% below its calculated fair value.

Is RBNK overvalued or undervalued?+

RiverBank Holding Company is currently undervalued based on our valuation model. The stock trades at $28.50, which is 48.1% below the fair price of $42.20. The P/E ratio of 15.3x is a key metric in the valuation.

What is the margin of safety for RBNK?+

With a 20% margin of safety applied to the fair price of $42.20, the conservative entry level for RBNK is $33.76. At the current market price of $28.50, the stock trades 18.5% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is RBNK's fair price updated?+

We update fair price calculations for RBNK daily after market close. The current fair price of $42.20 incorporates the latest market data and sector multiples.

What factors affect RBNK's fair price calculation?+

RBNK's fair price of $42.20 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 15.3x.

Is RBNK a good buy right now?+

At $28.50, RBNK trades 48.1% below our fair value estimate of $42.20. The stock is currently undervalued. Fair Price Index provides valuation data — always do your own research before investing.

Does RBNK pay dividends?+

RBNK does not currently pay a dividend.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.