Ohio Valley Banc Corp.

UNDERVALUEDOVBC · NASDAQ · Financial Services
OVBC·NASDAQ·Financial Services
UNDERVALUED
Ohio Valley Banc Corp.
22.1%upside
MARKET PRICE
$44.98
FAIR PRICE
$54.90
MARGIN
$9.92
UNDERVALUEDFAIROVERVALUED
P/E RATIO
29.4x
DIV. YIELD
2.60%
ROE
6.6%
MARKET CAP
$212M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

22.1%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$44.98

FAIR PRICE

$54.90

MARGIN

$9.92

UNDERVALUEDFAIROVERVALUED

P/E Ratio

29.4x

What is P/E? →

Div. Yield

2.60%

ROE

6.6%

Average

Market Cap

$212M

Small-cap

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FPI RATING

5.6/ 10

Low debt levels, but expensive valuation relative to fundamentals.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$43.92CONSERVATIVE ENTRY
$54.90FAIR PRICE
$44.98MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$43.92

Fair price × 0.80

DISTANCE

2.4%

Price to entry level

At the current price of $44.98, OVBC trades 2.4% above the conservative entry level of $43.92. This entry level represents a 20% margin of safety below the calculated fair price of $54.90 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate OVBC's fair price

Ohio Valley Banc Corp.'s fair price of $54.90 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $44.98, OVBC trades 22.1% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting OVBC's risk profile.

RELATIVE · 30%

Comparing OVBC's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for OVBC, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate OVBC's fair value with your own inputs.

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FAQ

What is the fair price of OVBC?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Ohio Valley Banc Corp. is $54.90. At the current market price of $44.98, OVBC trades 22.1% below its calculated fair value.

Is OVBC overvalued or undervalued?+

Ohio Valley Banc Corp. is currently undervalued based on our valuation model. The stock trades at $44.98, which is 22.1% below the fair price of $54.90. The P/E ratio of 29.4x is a key metric in the valuation.

What is the margin of safety for OVBC?+

With a 20% margin of safety applied to the fair price of $54.90, the conservative entry level for OVBC is $43.92. At the current market price of $44.98, the stock trades 2.4% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is OVBC's fair price updated?+

We update fair price calculations for OVBC daily after market close. The current fair price of $54.90 incorporates the latest market data and sector multiples.

What factors affect OVBC's fair price calculation?+

OVBC's fair price of $54.90 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 29.4x, ROE of 6.6%, and dividend yield of 2.60%.

Is OVBC a good buy right now?+

At $44.98, OVBC trades 22.1% below our fair value estimate of $54.90. The stock is currently undervalued. ROE stands at 6.6% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does OVBC pay dividends?+

OVBC has a dividend yield of 2.60%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.