OppFi Inc. WT

UNDERVALUEDOPFI-WT · NASDAQ · Financial Services
OPFI-WT·NASDAQ·Financial Services
UNDERVALUED
OppFi Inc. WT
26.3%upside
MARKET PRICE
$0.19
FAIR PRICE
$0.24
MARGIN
$0.05
UNDERVALUEDFAIROVERVALUED
P/E RATIO
0.0x
DIV. YIELD
N/A
ROE
148.4%
MARKET CAP
$5M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

26.3%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$0.19

FAIR PRICE

$0.24

MARGIN

$0.05

UNDERVALUEDFAIROVERVALUED

P/E Ratio

0.0x

What is P/E? →

Div. Yield

N/A

ROE

148.4%

Exceptional

Market Cap

$5M

Small-cap

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FPI RATING

6.8/ 10

Strong profitability and high-quality fundamentals, but volatile earnings pattern.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$0.19CONSERVATIVE ENTRY
$0.24FAIR PRICE
$0.19MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$0.19

Fair price × 0.80

DISTANCE

1.1%

Price to entry level

At the current price of $0.19, OPFI-WT trades 1.1% below the conservative entry level of $0.19. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate OPFI-WT's fair price

OppFi Inc. WT's fair price of $0.24 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $0.19, OPFI-WT trades 26.3% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting OPFI-WT's risk profile.

RELATIVE · 30%

Comparing OPFI-WT's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for OPFI-WT, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate OPFI-WT's fair value with your own inputs.

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FAQ

What is the fair price of OPFI-WT?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for OppFi Inc. WT is $0.24. At the current market price of $0.19, OPFI-WT trades 26.3% below its calculated fair value.

Is OPFI-WT overvalued or undervalued?+

OppFi Inc. WT is currently undervalued based on our valuation model. The stock trades at $0.19, which is 26.3% below the fair price of $0.24. The P/E ratio of 0.0x is a key metric in the valuation.

What is the margin of safety for OPFI-WT?+

With a 20% margin of safety applied to the fair price of $0.24, the conservative entry level for OPFI-WT is $0.19. At the current market price of $0.19, the stock trades 1.1% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is OPFI-WT's fair price updated?+

We update fair price calculations for OPFI-WT daily after market close. The current fair price of $0.24 incorporates the latest market data and sector multiples.

What factors affect OPFI-WT's fair price calculation?+

OPFI-WT's fair price of $0.24 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 0.0x, ROE of 148.4%.

Is OPFI-WT a good buy right now?+

At $0.19, OPFI-WT trades 26.3% below our fair value estimate of $0.24. The stock is currently undervalued. ROE stands at 148.4% (exceptional). Fair Price Index provides valuation data — always do your own research before investing.

Does OPFI-WT pay dividends?+

OPFI-WT does not currently pay a dividend.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.