Oconee Federal Financial Corp.

UNDERVALUEDOFED · OTC · Financial Services
OFED·OTC·Financial Services
UNDERVALUED
Oconee Federal Financial Corp.
40.8%upside
MARKET PRICE
$15.75
FAIR PRICE
$22.18
MARGIN
$6.43
UNDERVALUEDFAIROVERVALUED
P/E RATIO
N/A
DIV. YIELD
3.17%
ROE
5.0%
MARKET CAP
$92M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

40.8%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$15.75

FAIR PRICE

$22.18

MARGIN

$6.43

UNDERVALUEDFAIROVERVALUED

P/E Ratio

N/A

Div. Yield

3.17%

ROE

5.0%

Average

Market Cap

$92M

Small-cap

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FPI RATING

3.2/ 10

Stable earnings and revenue, but weak profitability margins and below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$17.74CONSERVATIVE ENTRY
$22.18FAIR PRICE
$15.75MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$17.74

Fair price × 0.80

DISTANCE

12.7%

Price to entry level

At the current price of $15.75, OFED trades 12.7% below the conservative entry level of $17.74. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate OFED's fair price

Oconee Federal Financial Corp.'s fair price of $22.18 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $15.75, OFED trades 40.8% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting OFED's risk profile.

RELATIVE · 30%

Comparing OFED's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for OFED, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate OFED's fair value with your own inputs.

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FAQ

What is the fair price of OFED?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Oconee Federal Financial Corp. is $22.18. At the current market price of $15.75, OFED trades 40.8% below its calculated fair value.

Is OFED overvalued or undervalued?+

Oconee Federal Financial Corp. is currently undervalued based on our valuation model. The stock trades at $15.75, which is 40.8% below the fair price of $22.18.

What is the margin of safety for OFED?+

With a 20% margin of safety applied to the fair price of $22.18, the conservative entry level for OFED is $17.74. At the current market price of $15.75, the stock trades 12.7% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is OFED's fair price updated?+

We update fair price calculations for OFED daily after market close. The current fair price of $22.18 incorporates the latest market data and sector multiples.

What factors affect OFED's fair price calculation?+

OFED's fair price of $22.18 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight)., ROE of 5.0%, and dividend yield of 3.17%.

Is OFED a good buy right now?+

At $15.75, OFED trades 40.8% below our fair value estimate of $22.18. The stock is currently undervalued. ROE stands at 5.0% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does OFED pay dividends?+

OFED has a dividend yield of 3.17%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.