Northfield Bancorp, Inc. (Staten Island, NY)
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$14.03
FAIR PRICE
$9.43
MARGIN
$4.60
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FPI RATING
Attractive valuation and stable earnings and revenue, but weak profitability margins and below-average fundamental quality.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$7.54
Fair price × 0.80
DISTANCE
46.2%
Price to entry level
At the current price of $14.03, NFBK trades 46.2% above the conservative entry level of $7.54. This entry level represents a 20% margin of safety below the calculated fair price of $9.43 — a buffer that accounts for estimation uncertainty in the valuation model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate NFBK's fair price
Northfield Bancorp, Inc. (Staten Island, NY)'s fair price of $9.43 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $14.03, NFBK trades 32.8% above its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting NFBK's risk profile.
RELATIVE · 30%
Comparing NFBK's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for NFBK, weighted by recency and analyst accuracy.
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What is the fair price of NFBK?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Northfield Bancorp, Inc. (Staten Island, NY) is $9.43. At the current market price of $14.03, NFBK trades 32.8% above its calculated fair value.
Is NFBK overvalued or undervalued?+
Northfield Bancorp, Inc. (Staten Island, NY) is currently overvalued based on our valuation model. The stock trades at $14.03, which is 32.8% above the fair price of $9.43. The P/E ratio of 116.2x is a key metric in the valuation.
What is the margin of safety for NFBK?+
With a 20% margin of safety applied to the fair price of $9.43, the conservative entry level for NFBK is $7.54. At the current market price of $14.03, the stock trades 46.2% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is NFBK's fair price updated?+
We update fair price calculations for NFBK daily after market close. The current fair price of $9.43 incorporates the latest market data and sector multiples.
What factors affect NFBK's fair price calculation?+
NFBK's fair price of $9.43 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 116.2x, ROE of 0.7%, and dividend yield of 3.73%.
Is NFBK a good buy right now?+
At $14.03, NFBK trades 32.8% above our fair value estimate of $9.43. The stock is currently overvalued. ROE stands at 0.7% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does NFBK pay dividends?+
NFBK has a dividend yield of 3.73%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.