M&T Bank Corporation

UNDERVALUEDMTB-PH · NYSE · Financial Services
MTB-PH·NYSE·Financial Services
UNDERVALUED
M&T Bank Corporation
45.8%upside
MARKET PRICE
$25.08
FAIR PRICE
$36.57
MARGIN
$11.49
UNDERVALUEDFAIROVERVALUED
P/E RATIO
1.4x
DIV. YIELD
7.02%
ROE
10.2%
MARKET CAP
$4B
FPI
fairpriceindex.com

FAIR PRICE VALUATION

45.8%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$25.08

FAIR PRICE

$36.57

MARGIN

$11.49

UNDERVALUEDFAIROVERVALUED

P/E Ratio

1.4x

What is P/E? →

Div. Yield

7.02%

ROE

10.2%

Average

Market Cap

$4B

Mid-cap

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FPI RATING

6.1/ 10

Low debt levels and attractive valuation, but volatile earnings pattern.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$29.26CONSERVATIVE ENTRY
$36.57FAIR PRICE
$25.08MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$29.26

Fair price × 0.80

DISTANCE

16.7%

Price to entry level

At the current price of $25.08, MTB-PH trades 16.7% below the conservative entry level of $29.26. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate MTB-PH's fair price

M&T Bank Corporation's fair price of $36.57 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $25.08, MTB-PH trades 45.8% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting MTB-PH's risk profile.

RELATIVE · 30%

Comparing MTB-PH's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for MTB-PH, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate MTB-PH's fair value with your own inputs.

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FAQ

What is the fair price of MTB-PH?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for M&T Bank Corporation is $36.57. At the current market price of $25.08, MTB-PH trades 45.8% below its calculated fair value.

Is MTB-PH overvalued or undervalued?+

M&T Bank Corporation is currently undervalued based on our valuation model. The stock trades at $25.08, which is 45.8% below the fair price of $36.57. The P/E ratio of 1.4x is a key metric in the valuation.

What is the margin of safety for MTB-PH?+

With a 20% margin of safety applied to the fair price of $36.57, the conservative entry level for MTB-PH is $29.26. At the current market price of $25.08, the stock trades 16.7% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is MTB-PH's fair price updated?+

We update fair price calculations for MTB-PH daily after market close. The current fair price of $36.57 incorporates the latest market data and sector multiples.

What factors affect MTB-PH's fair price calculation?+

MTB-PH's fair price of $36.57 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 1.4x, ROE of 10.2%, and dividend yield of 7.02%.

Is MTB-PH a good buy right now?+

At $25.08, MTB-PH trades 45.8% below our fair value estimate of $36.57. The stock is currently undervalued. ROE stands at 10.2% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does MTB-PH pay dividends?+

MTB-PH has a dividend yield of 7.02%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.