Middlefield Banc Corp.
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$33.67
FAIR PRICE
$51.03
MARGIN
$17.36
NOW AVAILABLE
Get notified when MBCN's fair price changes
Push notifications when MBCN's valuation shifts. Available on iOS and Android.
FPI RATING
Low debt levels, but below-average fundamental quality and volatile earnings pattern.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$40.82
Fair price × 0.80
DISTANCE
21.2%
Price to entry level
At the current price of $33.67, MBCN trades 21.2% below the conservative entry level of $40.82. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
Loading chart data...
P/E RATIO HISTORY
Loading chart data...
METHODOLOGY
How we calculate MBCN's fair price
Middlefield Banc Corp.'s fair price of $51.03 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $33.67, MBCN trades 51.6% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting MBCN's risk profile.
RELATIVE · 30%
Comparing MBCN's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for MBCN, weighted by recency and analyst accuracy.
TRY IT YOURSELF
Want to test your own assumptions? Use our free calculators to estimate MBCN's fair value with your own inputs.
LEARN MORE
POWERED BY BULIOS
Get full analysis, financials, and AI insights for MBCN.
Explore on BuliosFAQ
What is the fair price of MBCN?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Middlefield Banc Corp. is $51.03. At the current market price of $33.67, MBCN trades 51.6% below its calculated fair value.
Is MBCN overvalued or undervalued?+
Middlefield Banc Corp. is currently undervalued based on our valuation model. The stock trades at $33.67, which is 51.6% below the fair price of $51.03. The P/E ratio of 14.1x is a key metric in the valuation.
What is the margin of safety for MBCN?+
With a 20% margin of safety applied to the fair price of $51.03, the conservative entry level for MBCN is $40.82. At the current market price of $33.67, the stock trades 21.2% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is MBCN's fair price updated?+
We update fair price calculations for MBCN daily after market close. The current fair price of $51.03 incorporates the latest market data and sector multiples.
What factors affect MBCN's fair price calculation?+
MBCN's fair price of $51.03 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 14.1x, ROE of 3.4%, and dividend yield of 2.49%.
Is MBCN a good buy right now?+
At $33.67, MBCN trades 51.6% below our fair value estimate of $51.03. The stock is currently undervalued. ROE stands at 3.4% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does MBCN pay dividends?+
MBCN has a dividend yield of 2.49%.
RELATED STOCKS
Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.