Farmers National Banc Corp.

UNDERVALUEDFMNB · NASDAQ · Financial Services
FMNB·NASDAQ·Financial Services
UNDERVALUED
Farmers National Banc Corp.
47.3%upside
MARKET PRICE
$14.08
FAIR PRICE
$20.73
MARGIN
$6.65
UNDERVALUEDFAIROVERVALUED
P/E RATIO
9.5x
DIV. YIELD
4.89%
ROE
16.4%
MARKET CAP
$547M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

47.3%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$14.08

FAIR PRICE

$20.73

MARGIN

$6.65

UNDERVALUEDFAIROVERVALUED

P/E Ratio

9.5x

What is P/E? →

Div. Yield

4.89%

ROE

16.4%

Strong

Market Cap

$547M

Small-cap

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FPI RATING

5.0/ 10

High-quality fundamentals, but elevated debt levels.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$16.58CONSERVATIVE ENTRY
$20.73FAIR PRICE
$14.08MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$16.58

Fair price × 0.80

DISTANCE

17.8%

Price to entry level

At the current price of $14.08, FMNB trades 17.8% below the conservative entry level of $16.58. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate FMNB's fair price

Farmers National Banc Corp.'s fair price of $20.73 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $14.08, FMNB trades 47.3% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting FMNB's risk profile.

RELATIVE · 30%

Comparing FMNB's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for FMNB, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate FMNB's fair value with your own inputs.

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FAQ

What is the fair price of FMNB?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Farmers National Banc Corp. is $20.73. At the current market price of $14.08, FMNB trades 47.3% below its calculated fair value.

Is FMNB overvalued or undervalued?+

Farmers National Banc Corp. is currently undervalued based on our valuation model. The stock trades at $14.08, which is 47.3% below the fair price of $20.73. The P/E ratio of 9.5x is a key metric in the valuation.

What is the margin of safety for FMNB?+

With a 20% margin of safety applied to the fair price of $20.73, the conservative entry level for FMNB is $16.58. At the current market price of $14.08, the stock trades 17.8% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is FMNB's fair price updated?+

We update fair price calculations for FMNB daily after market close. The current fair price of $20.73 incorporates the latest market data and sector multiples.

What factors affect FMNB's fair price calculation?+

FMNB's fair price of $20.73 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 9.5x, ROE of 16.4%, and dividend yield of 4.89%.

Is FMNB a good buy right now?+

At $14.08, FMNB trades 47.3% below our fair value estimate of $20.73. The stock is currently undervalued. ROE stands at 16.4% (strong). Fair Price Index provides valuation data — always do your own research before investing.

Does FMNB pay dividends?+

FMNB has a dividend yield of 4.89%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.