First Community Financial Corporation

UNDERVALUEDFMFP · OTC · Financial Services
FMFP·OTC·Financial Services
UNDERVALUED
First Community Financial Corporation
13.8%upside
MARKET PRICE
$14.14
FAIR PRICE
$16.09
MARGIN
$1.95
UNDERVALUEDFAIROVERVALUED
P/E RATIO
30.3x
DIV. YIELD
1.49%
ROE
3.2%
MARKET CAP
$40M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

13.8%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$14.14

FAIR PRICE

$16.09

MARGIN

$1.95

UNDERVALUEDFAIROVERVALUED

P/E Ratio

30.3x

What is P/E? →

Div. Yield

1.49%

ROE

3.2%

Average

Market Cap

$40M

Small-cap

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FPI RATING

3.5/ 10

Stable earnings and revenue, but limited growth momentum and below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$12.87CONSERVATIVE ENTRY
$16.09FAIR PRICE
$14.14MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$12.87

Fair price × 0.80

DISTANCE

9.0%

Price to entry level

At the current price of $14.14, FMFP trades 9.0% above the conservative entry level of $12.87. This entry level represents a 20% margin of safety below the calculated fair price of $16.09 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate FMFP's fair price

First Community Financial Corporation's fair price of $16.09 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $14.14, FMFP trades 13.8% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting FMFP's risk profile.

RELATIVE · 30%

Comparing FMFP's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for FMFP, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate FMFP's fair value with your own inputs.

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FAQ

What is the fair price of FMFP?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for First Community Financial Corporation is $16.09. At the current market price of $14.14, FMFP trades 13.8% below its calculated fair value.

Is FMFP overvalued or undervalued?+

First Community Financial Corporation is currently undervalued based on our valuation model. The stock trades at $14.14, which is 13.8% below the fair price of $16.09. The P/E ratio of 30.3x is a key metric in the valuation.

What is the margin of safety for FMFP?+

With a 20% margin of safety applied to the fair price of $16.09, the conservative entry level for FMFP is $12.87. At the current market price of $14.14, the stock trades 9.0% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is FMFP's fair price updated?+

We update fair price calculations for FMFP daily after market close. The current fair price of $16.09 incorporates the latest market data and sector multiples.

What factors affect FMFP's fair price calculation?+

FMFP's fair price of $16.09 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 30.3x, ROE of 3.2%, and dividend yield of 1.49%.

Is FMFP a good buy right now?+

At $14.14, FMFP trades 13.8% below our fair value estimate of $16.09. The stock is currently undervalued. ROE stands at 3.2% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does FMFP pay dividends?+

FMFP has a dividend yield of 1.49%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.