FNB, Inc.

UNDERVALUEDFIDS · OTC · Financial Services
FIDS·OTC·Financial Services
UNDERVALUED
FNB, Inc.
29.7%upside
MARKET PRICE
$26.00
FAIR PRICE
$33.71
MARGIN
$7.71
UNDERVALUEDFAIROVERVALUED
P/E RATIO
26.3x
DIV. YIELD
7.31%
ROE
N/A
MARKET CAP
$17M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

29.7%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$26.00

FAIR PRICE

$33.71

MARGIN

$7.71

UNDERVALUEDFAIROVERVALUED

P/E Ratio

26.3x

What is P/E? →

Div. Yield

7.31%

ROE

N/A

Market Cap

$17M

Small-cap

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FPI RATING

2.6/ 10

Stable earnings and revenue, but below-average fundamental quality and weak profitability margins.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$26.97CONSERVATIVE ENTRY
$33.71FAIR PRICE
$26.00MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$26.97

Fair price × 0.80

DISTANCE

3.7%

Price to entry level

At the current price of $26.00, FIDS trades 3.7% below the conservative entry level of $26.97. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate FIDS's fair price

FNB, Inc.'s fair price of $33.71 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $26.00, FIDS trades 29.7% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting FIDS's risk profile.

RELATIVE · 30%

Comparing FIDS's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for FIDS, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate FIDS's fair value with your own inputs.

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FAQ

What is the fair price of FIDS?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for FNB, Inc. is $33.71. At the current market price of $26.00, FIDS trades 29.7% below its calculated fair value.

Is FIDS overvalued or undervalued?+

FNB, Inc. is currently undervalued based on our valuation model. The stock trades at $26.00, which is 29.7% below the fair price of $33.71. The P/E ratio of 26.3x is a key metric in the valuation.

What is the margin of safety for FIDS?+

With a 20% margin of safety applied to the fair price of $33.71, the conservative entry level for FIDS is $26.97. At the current market price of $26.00, the stock trades 3.7% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is FIDS's fair price updated?+

We update fair price calculations for FIDS daily after market close. The current fair price of $33.71 incorporates the latest market data and sector multiples.

What factors affect FIDS's fair price calculation?+

FIDS's fair price of $33.71 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 26.3x, and dividend yield of 7.31%.

Is FIDS a good buy right now?+

At $26.00, FIDS trades 29.7% below our fair value estimate of $33.71. The stock is currently undervalued. Fair Price Index provides valuation data — always do your own research before investing.

Does FIDS pay dividends?+

FIDS has a dividend yield of 7.31%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.