First Bancshares Inc. (Bellevue, OH)
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$40.90
FAIR PRICE
$20.64
MARGIN
$20.26
P/E Ratio
N/A
Div. Yield
3.28%
ROE
N/A
Market Cap
$22M
Small-cap
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FPI RATING
Attractive valuation, but below-average fundamental quality and weak profitability margins.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$16.51
Fair price × 0.80
DISTANCE
59.6%
Price to entry level
At the current price of $40.90, FIBH trades 59.6% above the conservative entry level of $16.51. This entry level represents a 20% margin of safety below the calculated fair price of $20.64 — a buffer that accounts for estimation uncertainty in the valuation model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate FIBH's fair price
First Bancshares Inc. (Bellevue, OH)'s fair price of $20.64 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $40.90, FIBH trades 49.5% above its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting FIBH's risk profile.
RELATIVE · 30%
Comparing FIBH's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for FIBH, weighted by recency and analyst accuracy.
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What is the fair price of FIBH?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for First Bancshares Inc. (Bellevue, OH) is $20.64. At the current market price of $40.90, FIBH trades 49.5% above its calculated fair value.
Is FIBH overvalued or undervalued?+
First Bancshares Inc. (Bellevue, OH) is currently overvalued based on our valuation model. The stock trades at $40.90, which is 49.5% above the fair price of $20.64.
What is the margin of safety for FIBH?+
With a 20% margin of safety applied to the fair price of $20.64, the conservative entry level for FIBH is $16.51. At the current market price of $40.90, the stock trades 59.6% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is FIBH's fair price updated?+
We update fair price calculations for FIBH daily after market close. The current fair price of $20.64 incorporates the latest market data and sector multiples.
What factors affect FIBH's fair price calculation?+
FIBH's fair price of $20.64 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight)., and dividend yield of 3.28%.
Is FIBH a good buy right now?+
At $40.90, FIBH trades 49.5% above our fair value estimate of $20.64. The stock is currently overvalued. Fair Price Index provides valuation data — always do your own research before investing.
Does FIBH pay dividends?+
FIBH has a dividend yield of 3.28%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.