FFB Bancorp

OVERVALUEDFFBB · OTC · Financial Services
FFBB·OTC·Financial Services
OVERVALUED
FFB Bancorp
69.0%downside
MARKET PRICE
$85.18
FAIR PRICE
$26.42
MARGIN
$58.76
UNDERVALUEDFAIROVERVALUED
P/E RATIO
11.1x
DIV. YIELD
N/A
ROE
13.5%
MARKET CAP
$265M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

69.0%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$85.18

FAIR PRICE

$26.42

MARGIN

$58.76

UNDERVALUEDFAIROVERVALUED

P/E Ratio

11.1x

What is P/E? →

Div. Yield

N/A

ROE

13.5%

Average

Market Cap

$265M

Small-cap

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FPI RATING

5.6/ 10

Consistent growth trajectory, but elevated debt levels.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$21.14CONSERVATIVE ENTRY
$26.42FAIR PRICE
$85.18MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$21.14

Fair price × 0.80

DISTANCE

75.2%

Price to entry level

At the current price of $85.18, FFBB trades 75.2% above the conservative entry level of $21.14. This entry level represents a 20% margin of safety below the calculated fair price of $26.42 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate FFBB's fair price

FFB Bancorp's fair price of $26.42 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $85.18, FFBB trades 69.0% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting FFBB's risk profile.

RELATIVE · 30%

Comparing FFBB's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for FFBB, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate FFBB's fair value with your own inputs.

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FAQ

What is the fair price of FFBB?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for FFB Bancorp is $26.42. At the current market price of $85.18, FFBB trades 69.0% above its calculated fair value.

Is FFBB overvalued or undervalued?+

FFB Bancorp is currently overvalued based on our valuation model. The stock trades at $85.18, which is 69.0% above the fair price of $26.42. The P/E ratio of 11.1x is a key metric in the valuation.

What is the margin of safety for FFBB?+

With a 20% margin of safety applied to the fair price of $26.42, the conservative entry level for FFBB is $21.14. At the current market price of $85.18, the stock trades 75.2% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is FFBB's fair price updated?+

We update fair price calculations for FFBB daily after market close. The current fair price of $26.42 incorporates the latest market data and sector multiples.

What factors affect FFBB's fair price calculation?+

FFBB's fair price of $26.42 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 11.1x, ROE of 13.5%.

Is FFBB a good buy right now?+

At $85.18, FFBB trades 69.0% above our fair value estimate of $26.42. The stock is currently overvalued. ROE stands at 13.5% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does FFBB pay dividends?+

FFBB does not currently pay a dividend.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.