First Community Bankshares, Inc.
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$42.64
FAIR PRICE
$45.59
MARGIN
$2.95
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FPI RATING
Strong profitability, but volatile earnings pattern.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$36.47
Fair price × 0.80
DISTANCE
14.5%
Price to entry level
At the current price of $42.64, FCBC trades 14.5% above the conservative entry level of $36.47. This entry level represents a 20% margin of safety below the calculated fair price of $45.59 — a buffer that accounts for estimation uncertainty in the valuation model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate FCBC's fair price
First Community Bankshares, Inc.'s fair price of $45.59 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $42.64, FCBC trades 6.9% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting FCBC's risk profile.
RELATIVE · 30%
Comparing FCBC's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for FCBC, weighted by recency and analyst accuracy.
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Want to test your own assumptions? Use our free calculators to estimate FCBC's fair value with your own inputs.
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What is the fair price of FCBC?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for First Community Bankshares, Inc. is $45.59. At the current market price of $42.64, FCBC trades 6.9% below its calculated fair value.
Is FCBC overvalued or undervalued?+
First Community Bankshares, Inc. is currently fair based on our valuation model. The stock trades at $42.64, which is 6.9% below the fair price of $45.59. The P/E ratio of 16.1x is a key metric in the valuation.
What is the margin of safety for FCBC?+
With a 20% margin of safety applied to the fair price of $45.59, the conservative entry level for FCBC is $36.47. At the current market price of $42.64, the stock trades 14.5% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is FCBC's fair price updated?+
We update fair price calculations for FCBC daily after market close. The current fair price of $45.59 incorporates the latest market data and sector multiples.
What factors affect FCBC's fair price calculation?+
FCBC's fair price of $45.59 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 16.1x, ROE of 9.6%, and dividend yield of 5.26%.
Is FCBC a good buy right now?+
At $42.64, FCBC trades 6.9% below our fair value estimate of $45.59. The stock is currently fair. ROE stands at 9.6% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does FCBC pay dividends?+
FCBC has a dividend yield of 5.26%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.