Dime Community Bancshares, Inc.
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$36.03
FAIR PRICE
$44.40
MARGIN
$8.37
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FPI RATING
Stable earnings and revenue, but below-average fundamental quality and elevated debt levels.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$35.52
Fair price × 0.80
DISTANCE
1.4%
Price to entry level
At the current price of $36.03, DCOM trades 1.4% above the conservative entry level of $35.52. This entry level represents a 20% margin of safety below the calculated fair price of $44.40 — a buffer that accounts for estimation uncertainty in the valuation model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate DCOM's fair price
Dime Community Bancshares, Inc.'s fair price of $44.40 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $36.03, DCOM trades 23.2% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting DCOM's risk profile.
RELATIVE · 30%
Comparing DCOM's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for DCOM, weighted by recency and analyst accuracy.
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What is the fair price of DCOM?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Dime Community Bancshares, Inc. is $44.40. At the current market price of $36.03, DCOM trades 23.2% below its calculated fair value.
Is DCOM overvalued or undervalued?+
Dime Community Bancshares, Inc. is currently undervalued based on our valuation model. The stock trades at $36.03, which is 23.2% below the fair price of $44.40. The P/E ratio of 15.0x is a key metric in the valuation.
What is the margin of safety for DCOM?+
With a 20% margin of safety applied to the fair price of $44.40, the conservative entry level for DCOM is $35.52. At the current market price of $36.03, the stock trades 1.4% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is DCOM's fair price updated?+
We update fair price calculations for DCOM daily after market close. The current fair price of $44.40 incorporates the latest market data and sector multiples.
What factors affect DCOM's fair price calculation?+
DCOM's fair price of $44.40 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 15.0x, ROE of 7.7%, and dividend yield of 2.81%.
Is DCOM a good buy right now?+
At $36.03, DCOM trades 23.2% below our fair value estimate of $44.40. The stock is currently undervalued. ROE stands at 7.7% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does DCOM pay dividends?+
DCOM has a dividend yield of 2.81%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.