Citizens Financial Group, Inc.
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$19.26
FAIR PRICE
$25.70
MARGIN
$6.44
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FPI RATING
Low debt levels and attractive valuation, but weak profitability margins and below-average fundamental quality.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$20.56
Fair price × 0.80
DISTANCE
6.8%
Price to entry level
At the current price of $19.26, CFG-PE trades 6.8% below the conservative entry level of $20.56. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate CFG-PE's fair price
Citizens Financial Group, Inc.'s fair price of $25.70 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $19.26, CFG-PE trades 33.5% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting CFG-PE's risk profile.
RELATIVE · 30%
Comparing CFG-PE's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for CFG-PE, weighted by recency and analyst accuracy.
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What is the fair price of CFG-PE?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Citizens Financial Group, Inc. is $25.70. At the current market price of $19.26, CFG-PE trades 33.5% below its calculated fair value.
Is CFG-PE overvalued or undervalued?+
Citizens Financial Group, Inc. is currently undervalued based on our valuation model. The stock trades at $19.26, which is 33.5% below the fair price of $25.70. The P/E ratio of 5.0x is a key metric in the valuation.
What is the margin of safety for CFG-PE?+
With a 20% margin of safety applied to the fair price of $25.70, the conservative entry level for CFG-PE is $20.56. At the current market price of $19.26, the stock trades 6.8% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is CFG-PE's fair price updated?+
We update fair price calculations for CFG-PE daily after market close. The current fair price of $25.70 incorporates the latest market data and sector multiples.
What factors affect CFG-PE's fair price calculation?+
CFG-PE's fair price of $25.70 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 5.0x, ROE of 7.1%, and dividend yield of 6.51%.
Is CFG-PE a good buy right now?+
At $19.26, CFG-PE trades 33.5% below our fair value estimate of $25.70. The stock is currently undervalued. ROE stands at 7.1% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does CFG-PE pay dividends?+
CFG-PE has a dividend yield of 6.51%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.