CNB Financial Corporation

OVERVALUEDCCNE · NASDAQ · Financial Services
CCNE·NASDAQ·Financial Services
OVERVALUED
CNB Financial Corporation
25.5%downside
MARKET PRICE
$30.61
FAIR PRICE
$22.79
MARGIN
$7.82
UNDERVALUEDFAIROVERVALUED
P/E RATIO
11.7x
DIV. YIELD
2.41%
ROE
10.1%
MARKET CAP
$899M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

25.5%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$30.61

FAIR PRICE

$22.79

MARGIN

$7.82

UNDERVALUEDFAIROVERVALUED

P/E Ratio

11.7x

What is P/E? →

Div. Yield

2.41%

ROE

10.1%

Average

Market Cap

$899M

Small-cap

NOW AVAILABLE

Get notified when CCNE's fair price changes

Push notifications when CCNE's valuation shifts. Available on iOS and Android.

Download on the App StoreGet it on Google Play

FPI RATING

5.5/ 10

Low debt levels and attractive valuation, but weak profitability margins and below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$18.23CONSERVATIVE ENTRY
$22.79FAIR PRICE
$30.61MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$18.23

Fair price × 0.80

DISTANCE

40.4%

Price to entry level

At the current price of $30.61, CCNE trades 40.4% above the conservative entry level of $18.23. This entry level represents a 20% margin of safety below the calculated fair price of $22.79 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

Loading chart data...

P/E RATIO HISTORY

Loading chart data...

METHODOLOGY

How we calculate CCNE's fair price

CNB Financial Corporation's fair price of $22.79 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $30.61, CCNE trades 25.5% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting CCNE's risk profile.

RELATIVE · 30%

Comparing CCNE's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for CCNE, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate CCNE's fair value with your own inputs.

LEARN MORE

Bulios

POWERED BY BULIOS

Get full analysis, financials, and AI insights for CCNE.

Explore on Bulios

FAQ

What is the fair price of CCNE?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for CNB Financial Corporation is $22.79. At the current market price of $30.61, CCNE trades 25.5% above its calculated fair value.

Is CCNE overvalued or undervalued?+

CNB Financial Corporation is currently overvalued based on our valuation model. The stock trades at $30.61, which is 25.5% above the fair price of $22.79. The P/E ratio of 11.7x is a key metric in the valuation.

What is the margin of safety for CCNE?+

With a 20% margin of safety applied to the fair price of $22.79, the conservative entry level for CCNE is $18.23. At the current market price of $30.61, the stock trades 40.4% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is CCNE's fair price updated?+

We update fair price calculations for CCNE daily after market close. The current fair price of $22.79 incorporates the latest market data and sector multiples.

What factors affect CCNE's fair price calculation?+

CCNE's fair price of $22.79 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 11.7x, ROE of 10.1%, and dividend yield of 2.41%.

Is CCNE a good buy right now?+

At $30.61, CCNE trades 25.5% above our fair value estimate of $22.79. The stock is currently overvalued. ROE stands at 10.1% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does CCNE pay dividends?+

CCNE has a dividend yield of 2.41%.

RELATED STOCKS

Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.