Consumers Bancorp, Inc.

OVERVALUEDCBKM · OTC · Financial Services
CBKM·OTC·Financial Services
OVERVALUED
Consumers Bancorp, Inc.
40.3%downside
MARKET PRICE
$26.50
FAIR PRICE
$15.83
MARGIN
$10.67
UNDERVALUEDFAIROVERVALUED
P/E RATIO
8.0x
DIV. YIELD
3.07%
ROE
1.1%
MARKET CAP
$84M
FPI
fairpriceindex.com

FAIR PRICE VALUATION

40.3%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$26.50

FAIR PRICE

$15.83

MARGIN

$10.67

UNDERVALUEDFAIROVERVALUED

P/E Ratio

8.0x

What is P/E? →

Div. Yield

3.07%

ROE

1.1%

Average

Market Cap

$84M

Small-cap

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FPI RATING

5.4/ 10

Attractive valuation and consistent growth trajectory, but below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$12.66CONSERVATIVE ENTRY
$15.83FAIR PRICE
$26.50MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$12.66

Fair price × 0.80

DISTANCE

52.2%

Price to entry level

At the current price of $26.50, CBKM trades 52.2% above the conservative entry level of $12.66. This entry level represents a 20% margin of safety below the calculated fair price of $15.83 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate CBKM's fair price

Consumers Bancorp, Inc.'s fair price of $15.83 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $26.50, CBKM trades 40.3% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting CBKM's risk profile.

RELATIVE · 30%

Comparing CBKM's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for CBKM, weighted by recency and analyst accuracy.

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Want to test your own assumptions? Use our free calculators to estimate CBKM's fair value with your own inputs.

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FAQ

What is the fair price of CBKM?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Consumers Bancorp, Inc. is $15.83. At the current market price of $26.50, CBKM trades 40.3% above its calculated fair value.

Is CBKM overvalued or undervalued?+

Consumers Bancorp, Inc. is currently overvalued based on our valuation model. The stock trades at $26.50, which is 40.3% above the fair price of $15.83. The P/E ratio of 8.0x is a key metric in the valuation.

What is the margin of safety for CBKM?+

With a 20% margin of safety applied to the fair price of $15.83, the conservative entry level for CBKM is $12.66. At the current market price of $26.50, the stock trades 52.2% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is CBKM's fair price updated?+

We update fair price calculations for CBKM daily after market close. The current fair price of $15.83 incorporates the latest market data and sector multiples.

What factors affect CBKM's fair price calculation?+

CBKM's fair price of $15.83 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 8.0x, ROE of 1.1%, and dividend yield of 3.07%.

Is CBKM a good buy right now?+

At $26.50, CBKM trades 40.3% above our fair value estimate of $15.83. The stock is currently overvalued. ROE stands at 1.1% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does CBKM pay dividends?+

CBKM has a dividend yield of 3.07%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.