Santander Bank Polska S.A.
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$166.92
FAIR PRICE
$242.71
MARGIN
$75.79
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FPI RATING
Strong profitability and high-quality fundamentals, but volatile earnings pattern.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$194.17
Fair price × 0.80
DISTANCE
16.3%
Price to entry level
At the current price of $166.92, BKZHF trades 16.3% below the conservative entry level of $194.17. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate BKZHF's fair price
Santander Bank Polska S.A.'s fair price of $242.71 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $166.92, BKZHF trades 45.4% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting BKZHF's risk profile.
RELATIVE · 30%
Comparing BKZHF's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for BKZHF, weighted by recency and analyst accuracy.
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What is the fair price of BKZHF?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Santander Bank Polska S.A. is $242.71. At the current market price of $166.92, BKZHF trades 45.4% below its calculated fair value.
Is BKZHF overvalued or undervalued?+
Santander Bank Polska S.A. is currently undervalued based on our valuation model. The stock trades at $166.92, which is 45.4% below the fair price of $242.71. The P/E ratio of 12.2x is a key metric in the valuation.
What is the margin of safety for BKZHF?+
With a 20% margin of safety applied to the fair price of $242.71, the conservative entry level for BKZHF is $194.17. At the current market price of $166.92, the stock trades 16.3% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is BKZHF's fair price updated?+
We update fair price calculations for BKZHF daily after market close. The current fair price of $242.71 incorporates the latest market data and sector multiples.
What factors affect BKZHF's fair price calculation?+
BKZHF's fair price of $242.71 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 12.2x, ROE of 18.5%, and dividend yield of 13.95%.
Is BKZHF a good buy right now?+
At $166.92, BKZHF trades 45.4% below our fair value estimate of $242.71. The stock is currently undervalued. ROE stands at 18.5% (strong). Fair Price Index provides valuation data — always do your own research before investing.
Does BKZHF pay dividends?+
BKZHF has a dividend yield of 13.95%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.