Huntington Bancshares Incorporated

UNDERVALUEDHBANL · NASDAQ · Financial Services
HBANL·NASDAQ·Financial Services
UNDERVALUED
Huntington Bancshares Incorporated
38.3%upside
MARKET PRICE
$25.48
FAIR PRICE
$35.24
MARGIN
$9.76
UNDERVALUEDFAIROVERVALUED
P/E RATIO
19.6x
DIV. YIELD
8.43%
ROE
8.8%
MARKET CAP
$40B
FPI
fairpriceindex.com

FAIR PRICE VALUATION

38.3%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$25.48

FAIR PRICE

$35.24

MARGIN

$9.76

UNDERVALUEDFAIROVERVALUED

P/E Ratio

19.6x

What is P/E? →

Div. Yield

8.43%

ROE

8.8%

Average

Market Cap

$40B

Large-cap

NOW AVAILABLE

Get notified when HBANL's fair price changes

Push notifications when HBANL's valuation shifts. Available on iOS and Android.

Download on the App StoreGet it on Google Play

FPI RATING

5.2/ 10

Low debt levels and stable earnings and revenue, but below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$28.19CONSERVATIVE ENTRY
$35.24FAIR PRICE
$25.48MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$28.19

Fair price × 0.80

DISTANCE

10.6%

Price to entry level

At the current price of $25.48, HBANL trades 10.6% below the conservative entry level of $28.19. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

Loading chart data...

P/E RATIO HISTORY

Loading chart data...

METHODOLOGY

How we calculate HBANL's fair price

Huntington Bancshares Incorporated's fair price of $35.24 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $25.48, HBANL trades 38.3% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting HBANL's risk profile.

RELATIVE · 30%

Comparing HBANL's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for HBANL, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate HBANL's fair value with your own inputs.

LEARN MORE

Bulios

POWERED BY BULIOS

Get full analysis, financials, and AI insights for HBANL.

Explore on Bulios

FAQ

What is the fair price of HBANL?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Huntington Bancshares Incorporated is $35.24. At the current market price of $25.48, HBANL trades 38.3% below its calculated fair value.

Is HBANL overvalued or undervalued?+

Huntington Bancshares Incorporated is currently undervalued based on our valuation model. The stock trades at $25.48, which is 38.3% below the fair price of $35.24. The P/E ratio of 19.6x is a key metric in the valuation.

What is the margin of safety for HBANL?+

With a 20% margin of safety applied to the fair price of $35.24, the conservative entry level for HBANL is $28.19. At the current market price of $25.48, the stock trades 10.6% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is HBANL's fair price updated?+

We update fair price calculations for HBANL daily after market close. The current fair price of $35.24 incorporates the latest market data and sector multiples.

What factors affect HBANL's fair price calculation?+

HBANL's fair price of $35.24 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 19.6x, ROE of 8.8%, and dividend yield of 8.43%.

Is HBANL a good buy right now?+

At $25.48, HBANL trades 38.3% below our fair value estimate of $35.24. The stock is currently undervalued. ROE stands at 8.8% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does HBANL pay dividends?+

HBANL has a dividend yield of 8.43%.

RELATED STOCKS

Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.