Saratoga Investment Corp.
SAR is undervalued
NYSE · Financial Services
FAIR PRICE
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
$18.45
MARKET PRICE
$32.04
FAIR PRICE
$13.59
MARGIN
COMMUNITY BUY ZONE
UNLOCKS AT 10
Where does the market buy SAR?
No one has priced SAR yet — be the first. Every investor sets the maximum price they'd still buy at; together that maps the community buy zone.
COMMUNITY MEDIAN
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BUYERS AT TODAY'S PRICE
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0/10 INVESTORS · 10 MORE TO UNLOCK
METRICS
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FPI RATING
Low debt levels and strong profitability, but volatile earnings pattern.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$25.63
Fair price × 0.80
DISTANCE
38.9%
Price to entry level
At the current price of $18.45, SAR trades 38.9% below the conservative entry level of $25.63. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
SYNCING FEED ▌
P/E RATIO HISTORY
SYNCING FEED ▌
METHODOLOGY
How we calculate SAR's fair price
Saratoga Investment Corp.'s fair price of $32.04 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $18.45, SAR trades 73.6% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting SAR's risk profile.
RELATIVE · 30%
Comparing SAR's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for SAR, weighted by recency and analyst accuracy.
TRY IT YOURSELF
Want to test your own assumptions? Use our free calculators to estimate SAR's fair value with your own inputs.
SAR DCF Calculator
Pre-filled with SAR's real free cash flow and share count — set your own growth and discount rate to calculate intrinsic value.
Graham Number
Enter SAR's EPS and book value to see the maximum price Benjamin Graham would pay for this stock.
P/E Ratio Calculator
Check how much investors pay per dollar of SAR's earnings and compare it against sector benchmarks.
EV/EBITDA Calculator
Compare SAR against peers on a debt-adjusted basis using enterprise value and EBITDA.
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What is the fair price of SAR?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Saratoga Investment Corp. is $32.04. At the current market price of $18.45, SAR trades 73.6% below its calculated fair value.
Is SAR overvalued or undervalued?+
Saratoga Investment Corp. is currently undervalued based on our valuation model. The stock trades at $18.45, which is 73.6% below the fair price of $32.04. The P/E ratio of 18.0x is a key metric in the valuation.
What is the margin of safety for SAR?+
With a 20% margin of safety applied to the fair price of $32.04, the conservative entry level for SAR is $25.63. At the current market price of $18.45, the stock trades 38.9% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is SAR's fair price updated?+
We update fair price calculations for SAR daily after market close. The current fair price of $32.04 incorporates the latest market data and sector multiples.
What factors affect SAR's fair price calculation?+
SAR's fair price of $32.04 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 18.0x, ROE of 4.2%, and dividend yield of 17.57%.
Is SAR a good buy right now?+
At $18.45, SAR trades 73.6% below our fair value estimate of $32.04. The stock is currently undervalued. ROE stands at 4.2% (average). Fair Price Index provides valuation data — always do your own research before investing.
Does SAR pay dividends?+
SAR has a dividend yield of 17.57%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.