Old Republic

ORI is overvalued

NYSE · Financial Services

FAIR PRICE

34.3%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

$42.09

MARKET PRICE

$27.67

FAIR PRICE

$14.42

MARGIN

UNDERFAIROVER

COMMUNITY BUY ZONE

UNLOCKS AT 10

Where does the market buy ORI?

No one has priced ORI yet — be the first. Every investor sets the maximum price they'd still buy at; together that maps the community buy zone.

COMMUNITY MEDIAN

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BUYERS AT TODAY'S PRICE

▓▓ %

0/10 INVESTORS · 10 MORE TO UNLOCK

METRICS

P/E9.0
P/B1.7
P/S1.1
PEG1.12
DIV YIELD8.81%
ROE18.7%
ROIC5.0%
DEBT/EQ0.38
MKT CAP$10B

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FPI RATING

7.3/ 10

High-quality fundamentals and attractive valuation, but weak profitability margins.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$22.14CONSERVATIVE ENTRY
$27.67FAIR PRICE
$42.09MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$22.14

Fair price × 0.80

DISTANCE

47.4%

Price to entry level

At the current price of $42.09, ORI trades 47.4% above the conservative entry level of $22.14. This entry level represents a 20% margin of safety below the calculated fair price of $27.67 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

SYNCING FEED

P/E RATIO HISTORY

SYNCING FEED

METHODOLOGY

How we calculate ORI's fair price

Old Republic's fair price of $27.67 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $42.09, ORI trades 34.3% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting ORI's risk profile.

RELATIVE · 30%

Comparing ORI's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for ORI, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate ORI's fair value with your own inputs.

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FAQ

What is the fair price of ORI?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Old Republic is $27.67. At the current market price of $42.09, ORI trades 34.3% above its calculated fair value.

Is ORI overvalued or undervalued?+

Old Republic is currently overvalued based on our valuation model. The stock trades at $42.09, which is 34.3% above the fair price of $27.67. The P/E ratio of 9.0x is a key metric in the valuation.

What is the margin of safety for ORI?+

With a 20% margin of safety applied to the fair price of $27.67, the conservative entry level for ORI is $22.14. At the current market price of $42.09, the stock trades 47.4% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is ORI's fair price updated?+

We update fair price calculations for ORI daily after market close. The current fair price of $27.67 incorporates the latest market data and sector multiples.

What factors affect ORI's fair price calculation?+

ORI's fair price of $27.67 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 9.0x, ROE of 18.7%, and dividend yield of 8.81%.

Is ORI a good buy right now?+

At $42.09, ORI trades 34.3% above our fair value estimate of $27.67. The stock is currently overvalued. ROE stands at 18.7% (strong). Fair Price Index provides valuation data — always do your own research before investing.

Does ORI pay dividends?+

ORI has a dividend yield of 8.81%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.