MFA Financial, Inc.

OVERVALUEDMFA-PB · NYSE · Real Estate
MFA-PB·NYSE·Real Estate
OVERVALUED
MFA Financial, Inc.
58.6%downside
MARKET PRICE
$20.50
FAIR PRICE
$8.49
MARGIN
$12.01
UNDERVALUEDFAIROVERVALUED
P/E RATIO
21.4x
DIV. YIELD
9.15%
ROE
7.0%
MARKET CAP
$2B
FPI
fairpriceindex.com

FAIR PRICE VALUATION

58.6%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

MARKET PRICE

$20.50

FAIR PRICE

$8.49

MARGIN

$12.01

UNDERVALUEDFAIROVERVALUED

P/E Ratio

21.4x

What is P/E? →

Div. Yield

9.15%

ROE

7.0%

Average

Market Cap

$2B

Mid-cap

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FPI RATING

5.1/ 10

Strong profitability and attractive valuation, but elevated debt levels and volatile earnings pattern.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$6.79CONSERVATIVE ENTRY
$8.49FAIR PRICE
$20.50MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$6.79

Fair price × 0.80

DISTANCE

66.9%

Price to entry level

At the current price of $20.50, MFA-PB trades 66.9% above the conservative entry level of $6.79. This entry level represents a 20% margin of safety below the calculated fair price of $8.49 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

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P/E RATIO HISTORY

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METHODOLOGY

How we calculate MFA-PB's fair price

MFA Financial, Inc.'s fair price of $8.49 is derived from a blended model that combines DCF analysis (50%), relative valuation against Real Estate peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $20.50, MFA-PB trades 58.6% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting MFA-PB's risk profile.

RELATIVE · 30%

Comparing MFA-PB's valuation multiples against Real Estate peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for MFA-PB, weighted by recency and analyst accuracy.

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Want to test your own assumptions? Use our free calculators to estimate MFA-PB's fair value with your own inputs.

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FAQ

What is the fair price of MFA-PB?+

Based on our blended model combining DCF analysis (50%), relative valuation against Real Estate peers (30%), and analyst consensus (20%), the fair price for MFA Financial, Inc. is $8.49. At the current market price of $20.50, MFA-PB trades 58.6% above its calculated fair value.

Is MFA-PB overvalued or undervalued?+

MFA Financial, Inc. is currently overvalued based on our valuation model. The stock trades at $20.50, which is 58.6% above the fair price of $8.49. The P/E ratio of 21.4x is a key metric in the valuation.

What is the margin of safety for MFA-PB?+

With a 20% margin of safety applied to the fair price of $8.49, the conservative entry level for MFA-PB is $6.79. At the current market price of $20.50, the stock trades 66.9% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is MFA-PB's fair price updated?+

We update fair price calculations for MFA-PB daily after market close. The current fair price of $8.49 incorporates the latest market data and sector multiples.

What factors affect MFA-PB's fair price calculation?+

MFA-PB's fair price of $8.49 is derived from DCF analysis (50% weight), relative valuation against Real Estate peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 21.4x, ROE of 7.0%, and dividend yield of 9.15%.

Is MFA-PB a good buy right now?+

At $20.50, MFA-PB trades 58.6% above our fair value estimate of $8.49. The stock is currently overvalued. ROE stands at 7.0% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does MFA-PB pay dividends?+

MFA-PB has a dividend yield of 9.15%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.