Itaú Unibanco Holding S.A.
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$8.54
FAIR PRICE
$12.25
MARGIN
$3.71
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FPI RATING
High-quality fundamentals, but volatile earnings pattern and elevated debt levels.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$9.80
Fair price × 0.80
DISTANCE
14.8%
Price to entry level
At the current price of $8.54, ITUB trades 14.8% below the conservative entry level of $9.80. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate ITUB's fair price
Itaú Unibanco Holding S.A.'s fair price of $12.25 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $8.54, ITUB trades 43.5% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting ITUB's risk profile.
RELATIVE · 30%
Comparing ITUB's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for ITUB, weighted by recency and analyst accuracy.
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Explore on BuliosFAQ
What is the fair price of ITUB?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Itaú Unibanco Holding S.A. is $12.25. At the current market price of $8.54, ITUB trades 43.5% below its calculated fair value.
Is ITUB overvalued or undervalued?+
Itaú Unibanco Holding S.A. is currently undervalued based on our valuation model. The stock trades at $8.54, which is 43.5% below the fair price of $12.25. The P/E ratio of 10.4x is a key metric in the valuation.
What is the margin of safety for ITUB?+
With a 20% margin of safety applied to the fair price of $12.25, the conservative entry level for ITUB is $9.80. At the current market price of $8.54, the stock trades 14.8% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is ITUB's fair price updated?+
We update fair price calculations for ITUB daily after market close. The current fair price of $12.25 incorporates the latest market data and sector multiples.
What factors affect ITUB's fair price calculation?+
ITUB's fair price of $12.25 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 10.4x, ROE of 21.2%, and dividend yield of 7.23%.
Is ITUB a good buy right now?+
At $8.54, ITUB trades 43.5% below our fair value estimate of $12.25. The stock is currently undervalued. ROE stands at 21.2% (strong). Fair Price Index provides valuation data — always do your own research before investing.
Does ITUB pay dividends?+
ITUB has a dividend yield of 7.23%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.