Cincinnati Financial
FAIR PRICE VALUATION
Updated daily
Model: DCF 50% · Relative 30% · Consensus 20%
MARKET PRICE
$163.68
FAIR PRICE
$227.75
MARGIN
$64.07
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FPI RATING
High-quality fundamentals and low debt levels, but weak profitability margins.
Analytical data, not an investment recommendation. Updated daily.
How we calculate this ↗MARGIN OF SAFETY
A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.
SAFETY MARGIN
20%
Below fair value
ENTRY LEVEL
$182.20
Fair price × 0.80
DISTANCE
11.3%
Price to entry level
At the current price of $163.68, CINF trades 11.3% below the conservative entry level of $182.20. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.
Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗
VALUATION HISTORY
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P/E RATIO HISTORY
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METHODOLOGY
How we calculate CINF's fair price
Cincinnati Financial's fair price of $227.75 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $163.68, CINF trades 39.1% below its calculated fair value.
DCF MODEL · 50%
Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting CINF's risk profile.
RELATIVE · 30%
Comparing CINF's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.
ANALYST · 20%
Aggregated analyst price targets for CINF, weighted by recency and analyst accuracy.
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Want to test your own assumptions? Use our free calculators to estimate CINF's fair value with your own inputs.
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What is the fair price of CINF?+
Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Cincinnati Financial is $227.75. At the current market price of $163.68, CINF trades 39.1% below its calculated fair value.
Is CINF overvalued or undervalued?+
Cincinnati Financial is currently undervalued based on our valuation model. The stock trades at $163.68, which is 39.1% below the fair price of $227.75. The P/E ratio of 14.3x is a key metric in the valuation.
What is the margin of safety for CINF?+
With a 20% margin of safety applied to the fair price of $227.75, the conservative entry level for CINF is $182.20. At the current market price of $163.68, the stock trades 11.3% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.
How often is CINF's fair price updated?+
We update fair price calculations for CINF daily after market close. The current fair price of $227.75 incorporates the latest market data and sector multiples.
What factors affect CINF's fair price calculation?+
CINF's fair price of $227.75 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 14.3x, ROE of 18.0%, and dividend yield of 2.17%.
Is CINF a good buy right now?+
At $163.68, CINF trades 39.1% below our fair value estimate of $227.75. The stock is currently undervalued. ROE stands at 18.0% (strong). Fair Price Index provides valuation data — always do your own research before investing.
Does CINF pay dividends?+
CINF has a dividend yield of 2.17%.
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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.