Bâloise Holding AG

BALN.SW is overvalued

SIX · Financial Services

FAIR PRICE

47.5%downside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

$198.00

MARKET PRICE

$103.92

FAIR PRICE

$94.08

MARGIN

UNDERFAIROVER

COMMUNITY BUY ZONE

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COMMUNITY MEDIAN

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BUYERS AT TODAY'S PRICE

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METRICS

P/E–

P/B–

P/S–

PEG–

DIV YIELD–

EV/EBITDA–

ROE–

ROIC–

NET MARGIN–

DEBT/EQ–

FCF YIELD–

MKT CAPN/A

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FPI RATING

0.8/ 10

Challenges include volatile earnings pattern and limited growth momentum.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$83.14CONSERVATIVE ENTRY

$103.92FAIR PRICE

$198.00MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$83.14

Fair price × 0.80

DISTANCE

58.0%

Price to entry level

At the current price of $198.00, BALN.SW trades 58.0% above the conservative entry level of $83.14. This entry level represents a 20% margin of safety below the calculated fair price of $103.92 — a buffer that accounts for estimation uncertainty in the valuation model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

SYNCING FEED ▌

P/E RATIO HISTORY

SYNCING FEED ▌

METHODOLOGY

How we calculate BALN.SW's fair price

Bâloise Holding AG's fair price of $103.92 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $198.00, BALN.SW trades 47.5% above its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting BALN.SW's risk profile.

RELATIVE · 30%

Comparing BALN.SW's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for BALN.SW, weighted by recency and analyst accuracy.

TRY IT YOURSELF

Want to test your own assumptions? Use our free calculators to estimate BALN.SW's fair value with your own inputs.

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BALN.SW DCF Calculator

Pre-filled with BALN.SW's real free cash flow and share count — set your own growth and discount rate to calculate intrinsic value.

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Graham Number

Enter BALN.SW's EPS and book value to see the maximum price Benjamin Graham would pay for this stock.

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P/E Ratio Calculator

Check how much investors pay per dollar of BALN.SW's earnings and compare it against sector benchmarks.

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EV/EBITDA Calculator

Compare BALN.SW against peers on a debt-adjusted basis using enterprise value and EBITDA.

LEARN MORE

What Is Fair Value?

How fair price is calculated and why it matters.

P/E Ratio Explained

What the price-to-earnings ratio tells you.

Margin of Safety

Warren Buffett's key investing principle.

Get full analysis, financials, and AI insights for BALN.SW.

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FAQ

What is the fair price of BALN.SW?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Bâloise Holding AG is $103.92. At the current market price of $198.00, BALN.SW trades 47.5% above its calculated fair value.

Is BALN.SW overvalued or undervalued?+

Bâloise Holding AG is currently overvalued based on our valuation model. The stock trades at $198.00, which is 47.5% above the fair price of $103.92.

What is the margin of safety for BALN.SW?+

With a 20% margin of safety applied to the fair price of $103.92, the conservative entry level for BALN.SW is $83.14. At the current market price of $198.00, the stock trades 58.0% above this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is BALN.SW's fair price updated?+

We update fair price calculations for BALN.SW daily after market close. The current fair price of $103.92 incorporates the latest market data and sector multiples.

What factors affect BALN.SW's fair price calculation?+

BALN.SW's fair price of $103.92 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight)..

Is BALN.SW a good buy right now?+

At $198.00, BALN.SW trades 47.5% above our fair value estimate of $103.92. The stock is currently overvalued. Fair Price Index provides valuation data — always do your own research before investing.

Does BALN.SW pay dividends?+

BALN.SW does not currently pay a dividend.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.