Crédit Agricole S.A.

ACA.PA is undervalued

PAR · Financial Services

FAIR PRICE

85.1%upside

Updated daily

Model: DCF 50% · Relative 30% · Consensus 20%

$17.79

MARKET PRICE

$32.93

FAIR PRICE

$15.14

MARGIN

UNDERFAIROVER

COMMUNITY BUY ZONE

UNLOCKS AT 10

Where does the market buy ACA.PA?

No one has priced ACA.PA yet — be the first. Every investor sets the maximum price they'd still buy at; together that maps the community buy zone.

COMMUNITY MEDIAN

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BUYERS AT TODAY'S PRICE

▓▓ %

0/10 INVESTORS · 10 MORE TO UNLOCK

METRICS

P/E5.8
P/B0.8
P/S0.4
PEG2.47
DIV YIELD6.31%
ROE11.7%
ROIC4.1%
DEBT/EQ7.47
FCF YIELD132.5%
MKT CAP$54B

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FPI RATING

4.8/ 10

Attractive valuation and consistent growth trajectory, but weak profitability margins and below-average fundamental quality.

Analytical data, not an investment recommendation. Updated daily.

How we calculate this ↗

MARGIN OF SAFETY

A 20% margin of safety below fair value — the conservative entry level for risk-aware investors.

$26.34CONSERVATIVE ENTRY
$32.93FAIR PRICE
$17.79MARKET PRICE

SAFETY MARGIN

20%

Below fair value

ENTRY LEVEL

$26.34

Fair price × 0.80

DISTANCE

48.1%

Price to entry level

At the current price of $17.79, ACA.PA trades 48.1% below the conservative entry level of $26.34. The stock is currently priced below the 20% margin of safety threshold, indicating a potential value opportunity based on the model.

Margin of safety is a risk management concept, not an investment recommendation. The 20% threshold follows Benjamin Graham's value investing framework. Fair price and entry levels are model-based estimates updated daily. Learn more about Margin of Safety ↗

VALUATION HISTORY

SYNCING FEED

P/E RATIO HISTORY

SYNCING FEED

METHODOLOGY

How we calculate ACA.PA's fair price

Crédit Agricole S.A.'s fair price of $32.93 is derived from a blended model that combines DCF analysis (50%), relative valuation against Financial Services peers using metrics like P/E and EV/EBITDA (30%), and analyst consensus (20%). At the current market price of $17.79, ACA.PA trades 85.1% below its calculated fair value.

DCF MODEL · 50%

Discounted free cash flow analysis based on projected cash flows, discounted at a rate reflecting ACA.PA's risk profile.

RELATIVE · 30%

Comparing ACA.PA's valuation multiples against Financial Services peers to determine if the stock is over or undervalued relative to its industry.

ANALYST · 20%

Aggregated analyst price targets for ACA.PA, weighted by recency and analyst accuracy.

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FAQ

What is the fair price of ACA.PA?+

Based on our blended model combining DCF analysis (50%), relative valuation against Financial Services peers (30%), and analyst consensus (20%), the fair price for Crédit Agricole S.A. is $32.93. At the current market price of $17.79, ACA.PA trades 85.1% below its calculated fair value.

Is ACA.PA overvalued or undervalued?+

Crédit Agricole S.A. is currently undervalued based on our valuation model. The stock trades at $17.79, which is 85.1% below the fair price of $32.93. The P/E ratio of 5.8x is a key metric in the valuation.

What is the margin of safety for ACA.PA?+

With a 20% margin of safety applied to the fair price of $32.93, the conservative entry level for ACA.PA is $26.34. At the current market price of $17.79, the stock trades 48.1% below this entry level. Margin of safety is a risk management concept from Benjamin Graham's value investing framework, not an investment recommendation.

How often is ACA.PA's fair price updated?+

We update fair price calculations for ACA.PA daily after market close. The current fair price of $32.93 incorporates the latest market data and sector multiples.

What factors affect ACA.PA's fair price calculation?+

ACA.PA's fair price of $32.93 is derived from DCF analysis (50% weight), relative valuation against Financial Services peers (30% weight), and analyst consensus (20% weight). Key metrics include P/E of 5.8x, ROE of 11.7%, and dividend yield of 6.31%.

Is ACA.PA a good buy right now?+

At $17.79, ACA.PA trades 85.1% below our fair value estimate of $32.93. The stock is currently undervalued. ROE stands at 11.7% (average). Fair Price Index provides valuation data — always do your own research before investing.

Does ACA.PA pay dividends?+

ACA.PA has a dividend yield of 6.31%.

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Fair Price Index is for informational purposes only and does not constitute investment advice. Fair value calculations are model-based estimates and may not reflect actual market conditions. Always conduct your own research before making investment decisions.